The following Terms & Conditions (“Terms”, “Agreement”) These Terms and Conditions govern your use Roule & Company LLC’s (“Roule & Company”, “Roule & Co.”, “us”, “we”) website, products and services (“Services”).

READ THIS AGREEMENT CAREFULLY. IF YOU USE OUR SERVICES, YOU ("user" or "you") ARE ENTERING INTO THIS AGREEMENT WITH Roule & Company. THIS IS A LEGALLY BINDING AGREEMENT. If you don’t agree to these terms and conditions, don’t use Roule & Company Services.

Modification: We may amend or terminate any terms of this Agreement at any time and such amendment or termination will be effective at the time we post the revised terms on the site. You can check to see when we last revised this agreement by looking at the “effective” date at the bottom of our Terms of Service page. If you continue to use our Services after we’ve posted revised terms, you have accepted the revised terms.

Intellectual Property: All of the text, images, marks, logos, compilations (meaning the collection, arrangement, and assembly of information) and other content on the Roule & Company website is our property. Any unauthorized use, reproduction, redistribution, sale, without prior written consent is expressly prohibited.

Privacy: Your privacy is important to us.  We may collect and store certain personally identifiable information about you, but only when you voluntarily submit such information.  We will never sell or rent this information with a third party without your express permission. It is always up to you whether to disclose personally identifiable information to us, although if you elect not to do so, we reserve the right not to register you as a user or provide you with any products or services.  For more details, please see our Privacy Policy.

Your Representations and Age Restriction: You represent that all of the information you submit to us in connection with our Services is true and pertains to you, not to a fictional entity or someone else. You may not create duplicate accounts, or create an account using someone else’s information. If you give us information that we suspect to be falsified, Roule & Company has the right to suspend or terminate your access and refuse any and all current or future use of our Services. You must be at least thirteen years old to use our website.

No Warranty: Our Services are provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind.  To the fullest extent permissible by law, we explicitly disclaim all warranties express or implied, including but not limited to any warranty of merchantability or fitness for a particular purpose or non-infringement.  Roule & Company does not represent or warrant that the functions contained in the site will be uninterrupted or error-free, that the defects will be corrected, or that this site or the server that makes the site available are free of viruses or other harmful components. Roule & Company does not make any warranties or representations regarding the use of the materials in this site in terms of their correctness, accuracy, adequacy, usefulness, timeliness, reliability or otherwise. Applicable law may not allow limitations or exclusions on warranties, so the above limitations may not apply to you.

No Liability: You agree that Roule & Company isn't liable for any failure to comply with these Terms.

Binding Arbitration: Should a dispute arise, you agree to submit it for resolution by arbitration before the American Arbitration Association in New York, NY, in accordance with the Commercial Arbitration Rules of the American Arbitration Association. And because we're in New York, New York law will apply (without regard to conflict of law principles). Any award rendered shall be final and conclusive to the parties and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction.

Effective date: March 1, 2017